Amount of Grant For EC Buyers

EC Buyer with Average Gross Monthly Household Income up to $10,000

Type of Grant Available Amount
SC / SC Household SC / SPR Household
CPF Housing Grant for Family $30,000 $20,000*
Half Housing Grant

  • If you are a first-timer citizen and your spouse has previously taken a housing subsidy
$15,000

*If you are from an SC/SPR household, you can apply for the Citizen Top-Up when your SPR family takes up Singapore Citizenship or when you have an SC child.

EC Buyer with Average Gross Monthly Household Income from $10,001 to $11,000

Type of Grant Available Amount
SC / SC Household SC / SPR Household
CPF Housing Grant for Family $20,000 $10,000*
Half Housing Grant

  • If you are a first-timer citizen and your spouse has previously taken a housing subsidy
$10,000

*If you are from an SC/SPR household, you can apply for the Citizen Top-Up when your SPR family takes up Singapore Citizenship or when you have an SC child.

EC Buyer with Average Gross Monthly Household Income from $11,001 to $12,000

Type of Grant Available Amount
SC / SC Household SC / SPR Household
CPF Housing Grant for Family $10,000 $0*
Half Housing Grant

  • If you are a first-timer citizen and your spouse has previously taken a housing subsidy
$5,000

*If you are from an SC/SPR household, you can apply for the Citizen Top-Up when your SPR family takes up Singapore Citizenship or when you have an SC child.

Eligibility Conditions

Criteria

Detailed Description

Citizenship

You are a Singapore Citizen. Your family nucleus must comprise at least another Singapore Permanent Resident or Singapore Citizen

Age

21 years old and above

Family Nucleus

You are applying with your:

  • Spouse and children (if any), or
  • Fiancé/fiancée (must be able to produce your marriage certificate, latest by the date of keys collection), or
  • Children under your legal custody, care and control (if widowed or divorced)

Household Status

You and the essential family members listed in the application for purchase of the flat must not

  • Be the owners of a flat bought direct from HDB, a DBSS flat or an Executive Condominium bought from the developer
  • Have sold a flat bought direct from HDB, a DBSS flat or an Executive Condominium bought from the developer
  • Have received the CPF Housing Grant for the purchase of an HDB resale flat
  • Have taken other forms of housing subsidy (for example, benefited under the Selective En bloc Redevelopment Scheme, privatisation of HUDC estate etc.)

How To Apply

Register here for assistance on the CPF Housing Grant application.

Disbursement of Grant

The CPF Housing Grant is given only to Singapore Citizen (not SPR spouse).

Applicants

Grant Amount

Sole Applicant Full grant
Joint Applicants (i.e. Husband & Wife) Half of the full grant each
Joint applicants who are not husband & wife
(e.g. married siblings, parents and married child)
Grant given only to one eligible applicant per flat

The grant once disbursed cannot be returned.

Disbursement of Top-Up Grant

The Top-Up Grant is given only to a Singapore Citizen spouse (not Singapore Permanent Resident spouse) who is listed as an owner or applicant of the flat.

Use of Grant

The CPF Housing Grant will be credited into your CPF Ordinary Account and treated as part of your CPF fund. It can be used to pay for the CPF portion of the down payment at the time of signing of the Sales and Purchase Agreement after you have paid the cash payment (if applicable) or to reduce the mortgage loan.

The CPF Housing Grant will be included in the computation of the CPF withdrawal limit.

Citizen spouse (not Singapore Permanent Resident spouse) who is listed as an owner or applicant of the flat.